Oak Lawn, IL
How exposed is Oak Lawn to wildfire?
Out of every US place USFS scores, Oak Lawn lands at the 27th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 24,943 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oak Lawn's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 100% of Oak Lawn's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 24,943 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Oak Lawn ranks
Oak Lawn's 75th-percentile standing inside Illinois outpaces its 27th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Oak Lawn ranks 23,158 for wildfire risk (1 is highest) and 509 by building count (1 is largest). Within Illinois alone, it ranks 371 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Oak Lawn
Oak Lawn's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Oak Lawn
Even with 100% of Oak Lawn outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Oak Lawn's figures come from
The methodology guide shows exactly how USFS turned 24,943 counted buildings into the percentiles shown above for Oak Lawn. The exposure-zones guide covers what Oak Lawn's dominant minimal exposure actually means, with real examples from across the dataset.