Oak Hill, WV
Oak Hill, WV's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Oak Hill lands at the 68th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 4,510 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oak Hill at the 70th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
74.2% of Oak Hill's 4,510 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 25.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Oak Hill ranks
Oak Hill's risk sits at a similar level relative to West Virginia (61st percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Oak Hill ranks 10,103 for wildfire risk (1 is highest) and 3,786 by building count (1 is largest). Within West Virginia alone, it ranks 167 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Oak Hill and the insurance market
At the 68th percentile nationally, Oak Hill carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Oak Hill (74.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Oak Hill's figures come from
The methodology guide shows exactly how USFS turned 4,510 counted buildings into the percentiles shown above for Oak Hill. The exposure-zones guide covers what Oak Hill's dominant indirect exposure actually means, with real examples from across the dataset.