Oak Hall, VA
How exposed is Oak Hall to wildfire?
Oak Hall's 207 buildings earn a 62nd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oak Hall at the 62nd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Oak Hall's buildings actually sit
83.1% of Oak Hall's 207 buildings sit in USFS's Direct exposure zone, roughly 172 structures close enough to burnable vegetation for flame contact, not just embers — 16.9% fall in the Indirect, ember-only zone and 0% are Minimal.
How Oak Hall compares
There's little gap between Oak Hall's 62nd national percentile and its 70th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Oak Hall ranks 11,896 for wildfire risk (1 is highest) and 24,624 by building count (1 is largest). Within Virginia alone, it ranks 204 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Oak Hall's 62nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Oak Hall's 83.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 207 counted buildings into the percentiles shown above for Oak Hall. For more on what direct exposure implies beyond Oak Hall, see the exposure-zones guide.