Oak Grove, TX
Oak Grove wildfire risk explained
USFS's Wildfire Risk to Communities model puts Oak Grove at the 77th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 420 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oak Grove's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
Oak Grove's building exposure, zone by zone
Direct exposure dominates in Oak Grove: 100% of its 420 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Oak Grove ranks
Inside Texas, Oak Grove sits at just the 54th percentile even though it scores 77th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Oak Grove ranks 7,137 for wildfire risk (1 is highest) and 18,827 by building count (1 is largest). Within Texas alone, it ranks 831 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Oak Grove
At the 77th percentile nationally, Oak Grove carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 100% of Oak Grove in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Oak Grove's 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Oak Grove, see the exposure-zones guide.