Oak Grove, MS
Oak Grove wildfire risk explained
Oak Grove's 606 buildings earn a 85th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oak Grove at the 87th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Oak Grove's buildings actually sit
63.2% of Oak Grove's 606 buildings sit in USFS's Direct exposure zone, roughly 383 structures close enough to burnable vegetation for flame contact, not just embers — 36.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Oak Grove ranks
There's little gap between Oak Grove's 85th national percentile and its 87th percentile inside Mississippi, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Oak Grove ranks 4,854 for wildfire risk (1 is highest) and 15,750 by building count (1 is largest). Within Mississippi alone, it ranks 55 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Oak Grove and the insurance market
Oak Grove's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Oak Grove
With 63.2% of Oak Grove in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 606 counted buildings into the percentiles shown above for Oak Grove. For more on what direct exposure implies beyond Oak Grove, see the exposure-zones guide.