Oak Grove, MO
Oak Grove, MO's wildfire risk, in USFS's own numbers
Oak Grove sits at the 48th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 3,063 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oak Grove at the 49th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Oak Grove's building exposure, zone by zone
Most of Oak Grove's buildings (60.4% of 3,063) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Oak Grove compares
Oak Grove's 48th national percentile looks worse in isolation than its 28th ranking inside Missouri does — this place is on the milder end for its own state, by 19 points. Among the 31,521 US communities USFS scores, Oak Grove ranks 16,514 for wildfire risk (1 is highest) and 5,337 by building count (1 is largest). Within Missouri alone, it ranks 764 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Oak Grove and the insurance market
Oak Grove's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Oak Grove
Oak Grove's 60.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Oak Grove's figures come from
The methodology guide shows exactly how USFS turned 3,063 counted buildings into the percentiles shown above for Oak Grove. The exposure-zones guide covers what Oak Grove's dominant minimal exposure actually means, with real examples from across the dataset.