Oak Creek Canyon, AZ
Oak Creek Canyon, AZ's wildfire risk, in USFS's own numbers
Oak Creek Canyon's 268 buildings earn a 99th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oak Creek Canyon at the 99th percentile, close to its 99th-percentile risk score.
Oak Creek Canyon's building exposure, zone by zone
Direct exposure dominates in Oak Creek Canyon: 98.9% of its 268 buildings, versus 1.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Oak Creek Canyon compares
There's little gap between Oak Creek Canyon's 99th national percentile and its 96th percentile inside Arizona, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Oak Creek Canyon ranks 180 for wildfire risk (1 is highest) and 22,555 by building count (1 is largest). Within Arizona alone, it ranks 20 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Shopping for coverage in Oak Creek Canyon
Oak Creek Canyon's very high rating (99th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Oak Creek Canyon's 98.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Oak Creek Canyon's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Oak Creek Canyon, see the exposure-zones guide.