Nyona Lake, IN
How exposed is Nyona Lake to wildfire?
USFS scores Nyona Lake at the 2nd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 389 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Nyona Lake at the 2nd percentile, close to its 2nd-percentile risk score.
Where Nyona Lake's buildings actually sit
Only 21.6% of Nyona Lake's 389 buildings carry Direct exposure and 0% carry Indirect; the remaining 78.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Nyona Lake ranks
Nyona Lake scores 2nd nationally and 12th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Nyona Lake ranks 30,982 for wildfire risk (1 is highest) and 19,424 by building count (1 is largest). Within Indiana alone, it ranks 850 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Nyona Lake and the insurance market
Nyona Lake's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 78.4% of buildings rated Minimal exposure, Nyona Lake gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Nyona Lake's figures come from
The methodology guide shows exactly how USFS turned 389 counted buildings into the percentiles shown above for Nyona Lake. The exposure-zones guide covers what Nyona Lake's dominant minimal exposure actually means, with real examples from across the dataset.