Notre Dame, IN
Notre Dame, IN's wildfire risk, in USFS's own numbers
Notre Dame sits at the 6th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 213 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Notre Dame's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
Notre Dame's building exposure, zone by zone
Only 4.2% of Notre Dame's 213 buildings carry Direct exposure and 0% carry Indirect; the remaining 95.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Notre Dame against the rest of the country
Within Indiana, Notre Dame ranks higher (43rd percentile) than it does nationally (6th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Notre Dame ranks 29,559 for wildfire risk (1 is highest) and 24,359 by building count (1 is largest). Within Indiana alone, it ranks 555 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Notre Dame's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 95.8% of buildings rated Minimal exposure, Notre Dame gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 213 counted buildings into the percentiles shown above for Notre Dame. For more on what minimal exposure implies beyond Notre Dame, see the exposure-zones guide.