Norwood, NC
Norwood wildfire risk explained
Norwood sits at the 43rd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,718 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Norwood at the 45th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Norwood's buildings actually sit
71.9% of Norwood's 1,718 buildings sit in USFS's Direct exposure zone, roughly 1,236 structures close enough to burnable vegetation for flame contact, not just embers — 25.2% fall in the Indirect, ember-only zone and 2.9% are Minimal.
How Norwood compares
Inside North Carolina, Norwood sits at just the 20th percentile even though it scores 43rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Norwood ranks 18,095 for wildfire risk (1 is highest) and 8,357 by building count (1 is largest). Within North Carolina alone, it ranks 613 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Norwood
Norwood's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Norwood (71.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,718 counted buildings into the percentiles shown above for Norwood. For more on what direct exposure implies beyond Norwood, see the exposure-zones guide.