Norwood, KY
Norwood, KY's wildfire risk, in USFS's own numbers
Norwood's 205 buildings earn a 11th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Norwood's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
Norwood's building exposure, zone by zone
USFS classifies 53.2% of Norwood's buildings as Direct exposure, higher than its 0% Indirect share and far above its 46.8% Minimal share — a profile where 109 structures sit close enough to vegetation that lot clearing matters most.
Where Norwood ranks
Norwood's risk sits at a similar level relative to Kentucky (13th percentile statewide) as it does nationally (11th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Norwood ranks 28,050 for wildfire risk (1 is highest) and 24,659 by building count (1 is largest). Within Kentucky alone, it ranks 478 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Norwood and the insurance market
At the 11th national percentile, Norwood rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Norwood's 53.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Norwood's figures come from
The methodology guide shows exactly how USFS turned 205 counted buildings into the percentiles shown above for Norwood. The exposure-zones guide covers what Norwood's dominant direct exposure actually means, with real examples from across the dataset.