Norwood, IL
Norwood wildfire risk explained
Norwood sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 290 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Norwood's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
Where Norwood's buildings actually sit
USFS classifies 53.1% of Norwood's buildings as Direct exposure, higher than its 46.9% Indirect share and far above its 0% Minimal share — a profile where 154 structures sit close enough to vegetation that lot clearing matters most.
How Norwood compares
Compare Norwood's two percentiles: 55th within Illinois, only 16th nationally — a gap of 39 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Norwood ranks 26,371 for wildfire risk (1 is highest) and 21,905 by building count (1 is largest). Within Illinois alone, it ranks 649 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 16th national percentile, Norwood rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 53.1% of Norwood in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Norwood's figures come from
Norwood's 16th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Norwood's dominant direct exposure actually means, with real examples from across the dataset.