Norwich, CT
Norwich, CT's wildfire risk, in USFS's own numbers
Norwich sits at the 29th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 13,894 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Norwich at the 26th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
46.9% of Norwich's 13,894 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 33.4% Direct and 19.7% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 13,894 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Norwich against the rest of the country
There's little gap between Norwich's 29th national percentile and its 39th percentile inside Connecticut, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Norwich ranks 22,335 for wildfire risk (1 is highest) and 1,085 by building count (1 is largest). Within Connecticut alone, it ranks 130 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
What this risk score means for insurance
Norwich's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 46.9% of Norwich's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 13,894 counted buildings into the percentiles shown above for Norwich. For more on what indirect exposure implies beyond Norwich, see the exposure-zones guide.