Norway, MI
Norway, MI's wildfire risk, in USFS's own numbers
USFS scores Norway at the 24th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,975 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Norway at the 23rd percentile, close to its 24th-percentile risk score.
Norway's building exposure, zone by zone
74.3% of Norway's 1,975 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 25.7% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Norway against the rest of the country
Compare Norway's two percentiles: 74th within Michigan, only 24th nationally — a gap of 50 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Norway ranks 23,951 for wildfire risk (1 is highest) and 7,548 by building count (1 is largest). Within Michigan alone, it ranks 199 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Norway's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Norway
Norway's 74.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,975 counted buildings into the percentiles shown above for Norway. For more on what indirect exposure implies beyond Norway, see the exposure-zones guide.