Norway, IN
How exposed is Norway to wildfire?
USFS's Wildfire Risk to Communities model puts Norway at the 4th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 344 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Norway at the 4th percentile, close to its 4th-percentile risk score.
Where Norway's buildings actually sit
67.7% of Norway's 344 buildings sit in USFS's Minimal exposure zone, with only 32.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Norway against the rest of the country
Norway's 26th-percentile standing inside Indiana outpaces its 4th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Norway ranks 30,380 for wildfire risk (1 is highest) and 20,464 by building count (1 is largest). Within Indiana alone, it ranks 717 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Norway and the insurance market
Norway's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Norway's 67.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Norway's figures come from
The methodology guide shows exactly how USFS turned 344 counted buildings into the percentiles shown above for Norway. The exposure-zones guide covers what Norway's dominant minimal exposure actually means, with real examples from across the dataset.