Northwoods, MO
Northwoods wildfire risk explained
Northwoods's 1,909 buildings earn a 43rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Northwoods at the 48th percentile, close to its 43rd-percentile risk score.
Where Northwoods's buildings actually sit
Only 0.5% of Northwoods's 1,909 buildings carry Direct exposure and 0% carry Indirect; the remaining 99.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Northwoods compares
Northwoods ranks lower within Missouri (20th percentile statewide) than its 43rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Northwoods ranks 17,838 for wildfire risk (1 is highest) and 7,738 by building count (1 is largest). Within Missouri alone, it ranks 851 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Northwoods and the insurance market
Northwoods's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 99.5% of buildings rated Minimal exposure, Northwoods gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Northwoods's figures come from
Every one of the two percentiles behind Northwoods's 17,838-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Northwoods's dominant minimal exposure actually means, with real examples from across the dataset.