Northwest Harwinton, CT
Northwest Harwinton, CT's wildfire risk, in USFS's own numbers
USFS scores Northwest Harwinton at the 45th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,852 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Northwest Harwinton at the 43rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Northwest Harwinton's building exposure, zone by zone
USFS classifies 97.9% of Northwest Harwinton's buildings as Direct exposure, higher than its 2.1% Indirect share and far above its 0% Minimal share — a profile where 1,813 structures sit close enough to vegetation that lot clearing matters most.
Northwest Harwinton against the rest of the country
Within Connecticut, Northwest Harwinton ranks higher (95th percentile) than it does nationally (45th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Northwest Harwinton ranks 17,481 for wildfire risk (1 is highest) and 7,903 by building count (1 is largest). Within Connecticut alone, it ranks 11 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
Shopping for coverage in Northwest Harwinton
Northwest Harwinton's elevated rating (45th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Northwest Harwinton's 97.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Northwest Harwinton's figures come from
Northwest Harwinton's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Northwest Harwinton's dominant direct exposure actually means, with real examples from across the dataset.