Northport, NY
How exposed is Northport to wildfire?
Northport sits at the 29th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 3,203 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Northport's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Where Northport's buildings actually sit
Of Northport's 3,203 counted buildings, 41.9% carry Direct exposure and only 24.8% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Northport against the rest of the country
Compare Northport's two percentiles: 61st within New York, only 29th nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Northport ranks 22,442 for wildfire risk (1 is highest) and 5,161 by building count (1 is largest). Within New York alone, it ranks 509 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Northport's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Northport
Because Direct exposure dominates in Northport (41.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Northport's figures come from
The methodology guide shows exactly how USFS turned 3,203 counted buildings into the percentiles shown above for Northport. The exposure-zones guide covers what Northport's dominant direct exposure actually means, with real examples from across the dataset.