Northport, MI
How exposed is Northport to wildfire?
USFS scores Northport at the 23rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 566 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Northport at the 23rd percentile, close to its 23rd-percentile risk score.
Where Northport's buildings actually sit
566 buildings are counted in Northport, and 57.4% of them are Indirect exposure — ember-driven risk rather than the 40.8% in Direct exposure or the 1.8% rated Minimal.
Where Northport ranks
Northport's 71st-percentile standing inside Michigan outpaces its 23rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Northport ranks 24,331 for wildfire risk (1 is highest) and 16,310 by building count (1 is largest). Within Michigan alone, it ranks 214 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Northport's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Northport's 57.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Northport's 24,331-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Northport, see the exposure-zones guide.