Northome, MN
Northome, MN's wildfire risk, in USFS's own numbers
Northome's 211 buildings earn a 40th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Northome at the 39th percentile, close to its 40th-percentile risk score.
Where Northome's buildings actually sit
52.6% of Northome's 211 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 46.5% Direct and 1% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Northome compares
Northome scores 40th nationally and 54th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Northome ranks 18,906 for wildfire risk (1 is highest) and 24,440 by building count (1 is largest). Within Minnesota alone, it ranks 418 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 40th national percentile, Northome rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Northome
Northome's 52.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Northome's figures come from
Every one of the two percentiles behind Northome's 18,906-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Northome's dominant indirect exposure actually means, with real examples from across the dataset.