Northfield, OH
How exposed is Northfield to wildfire?
USFS's Wildfire Risk to Communities model puts Northfield at the 26th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,665 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Northfield's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 94.6% of Northfield's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 5.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Northfield compares
Within Ohio, Northfield ranks higher (59th percentile) than it does nationally (26th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Northfield ranks 23,455 for wildfire risk (1 is highest) and 8,542 by building count (1 is largest). Within Ohio alone, it ranks 525 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Northfield and the insurance market
At the 26th national percentile, Northfield rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Northfield's 94.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Northfield's figures come from
The methodology guide shows exactly how USFS turned 1,665 counted buildings into the percentiles shown above for Northfield. The exposure-zones guide covers what Northfield's dominant minimal exposure actually means, with real examples from across the dataset.