Northfield, KY
Northfield, KY's wildfire risk, in USFS's own numbers
Northfield sits at the 14th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 370 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Northfield at the 15th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Northfield's building exposure, zone by zone
USFS classifies 61.6% of Northfield's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 38.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Northfield against the rest of the country
Northfield scores 14th nationally and 22nd within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Northfield ranks 27,259 for wildfire risk (1 is highest) and 19,854 by building count (1 is largest). Within Kentucky alone, it ranks 432 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
At the 14th national percentile, Northfield rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Northfield
Northfield's 61.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Northfield's 27,259-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Northfield, see the exposure-zones guide.