Northdale, FL
Northdale wildfire risk explained
Northdale's 7,333 buildings earn a 76th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Northdale at the 75th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Northdale's building exposure, zone by zone
Most of Northdale's buildings (82.2% of 7,333) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 7,333 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Northdale ranks
Northdale's 76th national percentile looks worse in isolation than its 39th ranking inside Florida does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Northdale ranks 7,558 for wildfire risk (1 is highest) and 2,329 by building count (1 is largest). Within Florida alone, it ranks 584 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Northdale's high rating (76th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Even with 82.2% of Northdale outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Northdale's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Northdale, see the exposure-zones guide.