Northboro, IA
Northboro, IA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Northboro lands at the 39th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 73 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Northboro at the 38th percentile, close to its 39th-percentile risk score.
Where Northboro's buildings actually sit
54.8% of Northboro's 73 buildings sit in USFS's Minimal exposure zone, with only 45.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Northboro ranks
Within Iowa, Northboro ranks higher (54th percentile) than it does nationally (39th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Northboro ranks 19,218 for wildfire risk (1 is highest) and 30,168 by building count (1 is largest). Within Iowa alone, it ranks 468 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Northboro's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Northboro's 54.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Northboro's figures come from
Northboro's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Northboro's dominant minimal exposure actually means, with real examples from across the dataset.