Northampton, NY
Northampton, NY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Northampton at the 71st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 296 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Northampton at the 61st percentile, lower than its 71st-percentile risk score, because so much is actually built here.
What "at risk" means for the buildings here
USFS classifies 67.2% of Northampton's buildings as Direct exposure, higher than its 32.1% Indirect share and far above its 0.7% Minimal share — a profile where 199 structures sit close enough to vegetation that lot clearing matters most.
How Northampton compares
Compare Northampton's two percentiles: 100th within New York, only 71st nationally — a gap of 29 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Northampton ranks 9,020 for wildfire risk (1 is highest) and 21,737 by building count (1 is largest). Within New York alone, it ranks 1 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Northampton and the insurance market
Northampton's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Northampton
Northampton's 67.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Northampton's 9,020-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Northampton, see the exposure-zones guide.