North Windham, ME
North Windham wildfire risk explained
North Windham's 2,667 buildings earn a 14th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, North Windham's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
Where North Windham's buildings actually sit
62.1% of North Windham's 2,667 buildings sit in USFS's Direct exposure zone, roughly 1,655 structures close enough to burnable vegetation for flame contact, not just embers — 37.7% fall in the Indirect, ember-only zone and 0.3% are Minimal.
How North Windham compares
North Windham's 69th-percentile standing inside Maine outpaces its 14th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, North Windham ranks 27,069 for wildfire risk (1 is highest) and 5,987 by building count (1 is largest). Within Maine alone, it ranks 49 of 155 places by risk. See the full county-by-county picture for Maine on its state page.
What this risk score means for insurance
North Windham's low wildfire rating (14th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 62.1% of North Windham in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind North Windham's 27,069-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond North Windham, see the exposure-zones guide.