North Webster, IN
North Webster, IN's wildfire risk, in USFS's own numbers
North Webster sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 788 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks North Webster at the 10th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
North Webster's building exposure, zone by zone
Indirect exposure is dominant in North Webster (71.6% of 788 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 16.8% sit in the Direct zone.
How North Webster compares
North Webster's 58th-percentile standing inside Indiana outpaces its 11th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, North Webster ranks 28,200 for wildfire risk (1 is highest) and 13,743 by building count (1 is largest). Within Indiana alone, it ranks 410 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
North Webster and the insurance market
At the 11th national percentile, North Webster rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in North Webster
North Webster's 71.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where North Webster's figures come from
North Webster's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what North Webster's dominant indirect exposure actually means, with real examples from across the dataset.