North Towanda, PA
North Towanda, PA's wildfire risk, in USFS's own numbers
North Towanda sits at the 35th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 242 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks North Towanda at the 35th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where North Towanda's buildings actually sit
Indirect exposure is dominant in North Towanda (63.2% of 242 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 36.8% sit in the Direct zone.
Where North Towanda ranks
Within Pennsylvania, North Towanda ranks higher (50th percentile) than it does nationally (35th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, North Towanda ranks 20,434 for wildfire risk (1 is highest) and 23,405 by building count (1 is largest). Within Pennsylvania alone, it ranks 988 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 35th national percentile, North Towanda rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in North Towanda
With ember exposure the dominant pattern in North Towanda (63.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 242 counted buildings into the percentiles shown above for North Towanda. For more on what indirect exposure implies beyond North Towanda, see the exposure-zones guide.