North Terre Haute, IN
North Terre Haute, IN's wildfire risk, in USFS's own numbers
North Terre Haute's 2,545 buildings earn a 12th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, North Terre Haute's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 43.5% of North Terre Haute's buildings as Direct exposure, higher than its 13.8% Indirect share and far above its 42.8% Minimal share — a profile where 1,107 structures sit close enough to vegetation that lot clearing matters most.
North Terre Haute against the rest of the country
Within Indiana, North Terre Haute ranks higher (61st percentile) than it does nationally (12th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, North Terre Haute ranks 27,824 for wildfire risk (1 is highest) and 6,215 by building count (1 is largest). Within Indiana alone, it ranks 384 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in North Terre Haute
North Terre Haute's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 43.5% of North Terre Haute in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
North Terre Haute's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond North Terre Haute, see the exposure-zones guide.