North Redington Beach, FL
North Redington Beach wildfire risk explained
USFS's Wildfire Risk to Communities model puts North Redington Beach at the 54th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 466 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks North Redington Beach at the 55th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
North Redington Beach's building exposure, zone by zone
North Redington Beach rates 99.4% Minimal exposure against just 0.6% Direct and 0% Indirect — of 466 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How North Redington Beach compares
North Redington Beach ranks lower within Florida (7th percentile statewide) than its 54th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, North Redington Beach ranks 14,554 for wildfire risk (1 is highest) and 17,952 by building count (1 is largest). Within Florida alone, it ranks 893 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
North Redington Beach and the insurance market
North Redington Beach's elevated wildfire rating (54th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 99.4% of North Redington Beach outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
North Redington Beach's 54th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond North Redington Beach, see the exposure-zones guide.