North Prairie, WI
North Prairie, WI's wildfire risk, in USFS's own numbers
North Prairie's 983 buildings earn a 40th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks North Prairie at the 41st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
North Prairie's building exposure, zone by zone
Direct exposure dominates in North Prairie: 69.4% of its 983 buildings, versus 19.9% Indirect and 10.7% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
North Prairie against the rest of the country
North Prairie's 91st-percentile standing inside Wisconsin outpaces its 40th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, North Prairie ranks 18,991 for wildfire risk (1 is highest) and 12,057 by building count (1 is largest). Within Wisconsin alone, it ranks 74 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
North Prairie's moderate wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
North Prairie's 69.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where North Prairie's figures come from
North Prairie's 40th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what North Prairie's dominant direct exposure actually means, with real examples from across the dataset.