North Pearsall, TX
North Pearsall wildfire risk explained
USFS's Wildfire Risk to Communities model puts North Pearsall at the 83rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 477 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, North Pearsall's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
What "at risk" means for the buildings here
477 buildings are counted in North Pearsall, and 77.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 9.9% rated Minimal.
North Pearsall against the rest of the country
There's little gap between North Pearsall's 83rd national percentile and its 69th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, North Pearsall ranks 5,404 for wildfire risk (1 is highest) and 17,771 by building count (1 is largest). Within Texas alone, it ranks 564 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in North Pearsall
North Pearsall's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 77.6% of North Pearsall in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
North Pearsall's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond North Pearsall, see the exposure-zones guide.