North Palm Beach, FL
North Palm Beach wildfire risk explained
North Palm Beach sits at the 56th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 3,372 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts North Palm Beach at the 56th percentile, close to its 56th-percentile risk score.
North Palm Beach's building exposure, zone by zone
Only 1.1% of North Palm Beach's 3,372 buildings carry Direct exposure and 0% carry Indirect; the remaining 98.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where North Palm Beach ranks
North Palm Beach ranks lower within Florida (9th percentile statewide) than its 56th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, North Palm Beach ranks 13,950 for wildfire risk (1 is highest) and 4,955 by building count (1 is largest). Within Florida alone, it ranks 868 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
North Palm Beach and the insurance market
North Palm Beach's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
North Palm Beach's 98.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
North Palm Beach's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond North Palm Beach, see the exposure-zones guide.