North Liberty, IA
North Liberty, IA's wildfire risk, in USFS's own numbers
North Liberty sits at the 56th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 5,501 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts North Liberty at the 59th percentile, close to its 56th-percentile risk score.
Where North Liberty's buildings actually sit
44.6% of North Liberty's 5,501 buildings sit in USFS's Minimal exposure zone, with only 15.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 5,501 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
North Liberty against the rest of the country
North Liberty's 78th-percentile standing inside Iowa outpaces its 56th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, North Liberty ranks 13,702 for wildfire risk (1 is highest) and 3,134 by building count (1 is largest). Within Iowa alone, it ranks 226 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in North Liberty
North Liberty's elevated rating (56th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 44.6% of buildings rated Minimal exposure, North Liberty gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where North Liberty's figures come from
Every one of the two percentiles behind North Liberty's 13,702-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what North Liberty's dominant minimal exposure actually means, with real examples from across the dataset.