North Lakeport, CA
North Lakeport wildfire risk explained
North Lakeport's 2,230 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks North Lakeport at the 97th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
North Lakeport's building exposure, zone by zone
Direct exposure dominates in North Lakeport: 51.9% of its 2,230 buildings, versus 32.2% Indirect and 15.9% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where North Lakeport ranks
Inside California, North Lakeport sits at just the 79th percentile even though it scores 97th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, North Lakeport ranks 997 for wildfire risk (1 is highest) and 6,859 by building count (1 is largest). Within California alone, it ranks 332 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Because North Lakeport is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
What would actually reduce this score
North Lakeport's 51.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind North Lakeport's 997-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond North Lakeport, see the exposure-zones guide.