North Hills, WV
North Hills, WV's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts North Hills at the 33rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 303 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks North Hills at the 34th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
75.3% of North Hills's 303 buildings sit in USFS's Direct exposure zone, roughly 228 structures close enough to burnable vegetation for flame contact, not just embers — 24.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where North Hills ranks
Inside West Virginia, North Hills sits at just the 3rd percentile even though it scores 33rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, North Hills ranks 21,071 for wildfire risk (1 is highest) and 21,560 by building count (1 is largest). Within West Virginia alone, it ranks 417 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
North Hills's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
North Hills's 75.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind North Hills's 21,071-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond North Hills, see the exposure-zones guide.