North Henderson, IL
How exposed is North Henderson to wildfire?
North Henderson sits at the 2nd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 156 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts North Henderson at the 2nd percentile, close to its 2nd-percentile risk score.
North Henderson's building exposure, zone by zone
Most of North Henderson's buildings (87.8% of 156) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
North Henderson against the rest of the country
North Henderson's risk sits at a similar level relative to Illinois (13th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, North Henderson ranks 31,009 for wildfire risk (1 is highest) and 26,609 by building count (1 is largest). Within Illinois alone, it ranks 1,262 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in North Henderson
At the 2nd national percentile, North Henderson rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 87.8% of North Henderson outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where North Henderson's figures come from
North Henderson's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what North Henderson's dominant minimal exposure actually means, with real examples from across the dataset.