North Haverhill, NH
How exposed is North Haverhill to wildfire?
North Haverhill sits at the 15th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 563 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts North Haverhill at the 16th percentile, close to its 15th-percentile risk score.
What "at risk" means for the buildings here
72.1% of North Haverhill's 563 buildings sit in USFS's Direct exposure zone, roughly 406 structures close enough to burnable vegetation for flame contact, not just embers — 27.9% fall in the Indirect, ember-only zone and 0% are Minimal.
North Haverhill against the rest of the country
North Haverhill scores 15th nationally and 18th within New Hampshire — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, North Haverhill ranks 26,694 for wildfire risk (1 is highest) and 16,363 by building count (1 is largest). Within New Hampshire alone, it ranks 81 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
What this risk score means for insurance
At the 15th national percentile, North Haverhill rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in North Haverhill
With 72.1% of North Haverhill in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
North Haverhill's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond North Haverhill, see the exposure-zones guide.