North Haven, CT
How exposed is North Haven to wildfire?
USFS scores North Haven at the 31st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 10,878 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts North Haven at the 30th percentile, close to its 31st-percentile risk score.
What "at risk" means for the buildings here
10,878 buildings are counted in North Haven, and 48.8% of them are Indirect exposure — ember-driven risk rather than the 31.1% in Direct exposure or the 20.1% rated Minimal. At 10,878 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where North Haven ranks
North Haven's 47th-percentile standing inside Connecticut outpaces its 31st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, North Haven ranks 21,830 for wildfire risk (1 is highest) and 1,455 by building count (1 is largest). Within Connecticut alone, it ranks 115 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
North Haven and the insurance market
North Haven's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in North Haven (48.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where North Haven's figures come from
North Haven's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what North Haven's dominant indirect exposure actually means, with real examples from across the dataset.