North Hartland, VT
North Hartland, VT's wildfire risk, in USFS's own numbers
North Hartland's 188 buildings earn a 17th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts North Hartland at the 18th percentile, close to its 17th-percentile risk score.
Where North Hartland's buildings actually sit
188 buildings are counted in North Hartland, and 52.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where North Hartland ranks
Within Vermont, North Hartland ranks higher (73rd percentile) than it does nationally (17th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, North Hartland ranks 26,142 for wildfire risk (1 is highest) and 25,335 by building count (1 is largest). Within Vermont alone, it ranks 50 of 179 places by risk. See the full county-by-county picture for Vermont on its state page.
What this risk score means for insurance
At the 17th national percentile, North Hartland rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
North Hartland's 52.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where North Hartland's figures come from
Every one of the two percentiles behind North Hartland's 26,142-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what North Hartland's dominant direct exposure actually means, with real examples from across the dataset.