North Grove, IN
How exposed is North Grove to wildfire?
USFS's Wildfire Risk to Communities model puts North Grove at the 0th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 90 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks North Grove at the 0th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
North Grove's building exposure, zone by zone
USFS classifies 74.4% of North Grove's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 25.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where North Grove ranks
North Grove's risk sits at a similar level relative to Indiana (1st percentile statewide) as it does nationally (0th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, North Grove ranks 31,493 for wildfire risk (1 is highest) and 29,488 by building count (1 is largest). Within Indiana alone, it ranks 963 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
North Grove's low rating (0th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in North Grove
Even with 74.4% of North Grove outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
North Grove's 0th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond North Grove, see the exposure-zones guide.