North Granby, CT
North Granby wildfire risk explained
Out of every US place USFS scores, North Granby lands at the 36th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 925 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks North Granby at the 35th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where North Granby's buildings actually sit
925 buildings are counted in North Granby, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
North Granby against the rest of the country
Compare North Granby's two percentiles: 64th within Connecticut, only 36th nationally — a gap of 28 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, North Granby ranks 20,065 for wildfire risk (1 is highest) and 12,510 by building count (1 is largest). Within Connecticut alone, it ranks 77 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
What this risk score means for insurance
North Granby's moderate rating (36th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in North Granby (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind North Granby's 20,065-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond North Granby, see the exposure-zones guide.