North Garden, VA
North Garden, VA's wildfire risk, in USFS's own numbers
North Garden sits at the 54th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 273 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts North Garden at the 52nd percentile, close to its 54th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in North Garden: 100% of its 273 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where North Garden ranks
There's little gap between North Garden's 54th national percentile and its 59th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, North Garden ranks 14,672 for wildfire risk (1 is highest) and 22,434 by building count (1 is largest). Within Virginia alone, it ranks 282 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Shopping for coverage in North Garden
North Garden's elevated rating (54th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 100% of North Garden in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where North Garden's figures come from
North Garden's 54th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what North Garden's dominant direct exposure actually means, with real examples from across the dataset.