North Fairfield, OH
North Fairfield wildfire risk explained
North Fairfield sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 349 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts North Fairfield at the 4th percentile, close to its 4th-percentile risk score.
Where North Fairfield's buildings actually sit
USFS classifies 51.9% of North Fairfield's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 48.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where North Fairfield ranks
Within Ohio, North Fairfield ranks higher (20th percentile) than it does nationally (4th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, North Fairfield ranks 30,430 for wildfire risk (1 is highest) and 20,348 by building count (1 is largest). Within Ohio alone, it ranks 1,018 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
North Fairfield's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in North Fairfield
Even with 51.9% of North Fairfield outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where North Fairfield's figures come from
North Fairfield's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what North Fairfield's dominant minimal exposure actually means, with real examples from across the dataset.