North Escobares, TX
North Escobares wildfire risk explained
USFS's Wildfire Risk to Communities model puts North Escobares at the 91st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 91 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts North Escobares at the 91st percentile, close to its 91st-percentile risk score.
What "at risk" means for the buildings here
Of North Escobares's 91 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where North Escobares ranks
There's little gap between North Escobares's 91st national percentile and its 87th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, North Escobares ranks 2,785 for wildfire risk (1 is highest) and 29,476 by building count (1 is largest). Within Texas alone, it ranks 237 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 91st percentile nationally, North Escobares carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
North Escobares's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where North Escobares's figures come from
Every one of the two percentiles behind North Escobares's 2,785-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what North Escobares's dominant direct exposure actually means, with real examples from across the dataset.