North English, IA
How exposed is North English to wildfire?
USFS scores North English at the 44th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 577 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks North English at the 45th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
North English's building exposure, zone by zone
Most of North English's buildings (92.7% of 577) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where North English ranks
North English's 60th-percentile standing inside Iowa outpaces its 44th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, North English ranks 17,732 for wildfire risk (1 is highest) and 16,145 by building count (1 is largest). Within Iowa alone, it ranks 410 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
North English and the insurance market
At the 44th national percentile, North English rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 92.7% of North English outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where North English's figures come from
North English's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what North English's dominant minimal exposure actually means, with real examples from across the dataset.