North Creek, NY
North Creek wildfire risk explained
North Creek's 461 buildings earn a 24th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks North Creek at the 24th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
North Creek's building exposure, zone by zone
Direct exposure dominates in North Creek: 65.9% of its 461 buildings, versus 34.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How North Creek compares
Within New York, North Creek ranks higher (50th percentile) than it does nationally (24th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, North Creek ranks 24,055 for wildfire risk (1 is highest) and 18,046 by building count (1 is largest). Within New York alone, it ranks 643 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in North Creek
North Creek's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
North Creek's 65.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind North Creek's 24,055-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond North Creek, see the exposure-zones guide.