North Courtland, AL
How exposed is North Courtland to wildfire?
North Courtland's 338 buildings earn a 19th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks North Courtland at the 20th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
83.7% of North Courtland's 338 buildings sit in USFS's Minimal exposure zone, with only 16.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where North Courtland ranks
North Courtland ranks lower within Alabama (0th percentile statewide) than its 19th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, North Courtland ranks 25,485 for wildfire risk (1 is highest) and 20,612 by building count (1 is largest). Within Alabama alone, it ranks 590 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in North Courtland
At the 19th national percentile, North Courtland rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 83.7% of North Courtland outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where North Courtland's figures come from
Every one of the two percentiles behind North Courtland's 25,485-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what North Courtland's dominant minimal exposure actually means, with real examples from across the dataset.