North Cleveland, TX
How exposed is North Cleveland to wildfire?
USFS scores North Cleveland at the 68th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 171 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, North Cleveland's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Where North Cleveland's buildings actually sit
171 buildings are counted in North Cleveland, and 79% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How North Cleveland compares
North Cleveland ranks lower within Texas (26th percentile statewide) than its 68th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, North Cleveland ranks 10,134 for wildfire risk (1 is highest) and 26,002 by building count (1 is largest). Within Texas alone, it ranks 1,327 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in North Cleveland
North Cleveland's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 79% of North Cleveland in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where North Cleveland's figures come from
North Cleveland's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what North Cleveland's dominant direct exposure actually means, with real examples from across the dataset.