North Charleroi, PA
North Charleroi, PA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, North Charleroi lands at the 26th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 712 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, North Charleroi's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
What "at risk" means for the buildings here
Most of North Charleroi's buildings (97.9% of 712) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
North Charleroi against the rest of the country
North Charleroi's risk sits at a similar level relative to Pennsylvania (31st percentile statewide) as it does nationally (26th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, North Charleroi ranks 23,338 for wildfire risk (1 is highest) and 14,542 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,382 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 26th national percentile, North Charleroi rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
North Charleroi's 97.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where North Charleroi's figures come from
Every one of the two percentiles behind North Charleroi's 23,338-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what North Charleroi's dominant minimal exposure actually means, with real examples from across the dataset.